The One Cost Health Plan Is Changing Everything for Small Businesses by Redirect Health!

Business owners across the country are facing the same problem. Group health insurance keeps getting more expensive while offering less value. Premiums rise every year. Out of pocket costs keep climbing. Employees feel the pain and owners feel trapped. That cycle has gone on for more than a decade and most companies believe there are no new choices.

A brand new group health solution is opening the door for a completely different experience. It is simple. It is predictable. It is fully compliant in all fifty states. And it is beating the major carriers by more than thirty percent. It is the kind of shift business owners have been waiting for and it only comes through a very limited set of agency partnerships. Foss Financial Group is one of the few groups in the country with access.

Here is what makes it different.Every employee is the same flat rate of $511. There are no surprises based on age. No increases for health conditions. No adjustments based on what state they live in. One cost for everyone. When companies split the cost with their team, employees pay around $255 per month, which breaks down to about $59 per week. That is a weekly price that has not been seen since before 2014, which is why employees feel an immediate difference.

The care experience is a major upgrade. Employees have access to regular in person primary care with doctors they can actually see, along with optional 24/7 virtual primary care for convenience when needed. Urgent care, mental health services, and specialist curbside consults are included, as well as help coordinating imaging, labs, prescriptions, follow up care, and appointment scheduling. A dedicated medical team helps guide care appropriately, keeping employees out of the emergency room when possible, reducing unnecessary visits, and speeding up the overall process. The result is healthier employees and fewer disruptions for the business.

There is also a cafeteria plan attached to the program. This structure can reduce payroll taxes for both the employer and the employee. For most companies this adds another seven hundred twenty dollars or more in yearly savings per employee. Stacking the payroll tax savings on top of the premium savings creates one of the strongest financial advantages we have seen in group health in a long time.

One of the most important points is that this plan is fully government compliant. It satisfies all ACA requirements including essential health benefits and minimum value standards. It is approved in all fifty states and can be implemented quickly for groups as small as five employees and up to fifty and beyond.

Here is the part most business owners do not know. You cannot get this plan directly from Redirect Health. It does not appear on their website. It is not offered to the open market. It is only available through a select group of national partners and Foss Financial Group is one of them.

If you want to see how this fits your company, we can calculate your exact premium savings, confirm your ACA compliance, and show your tax advantages in one quick call. The numbers usually make the decision easy.

This is the first real shift in group health pricing and performance we have seen in years. If you have been waiting for a better option, this is it.